# Palm Coast Wealth Management

> Palm Coast Wealth Management is a Westlake Village, California wealth management practice providing holistic financial planning and wealth management guidance for successful individuals, business owners, entrepreneurs, and high-net-worth families with $1 million+ in investable assets.

## Canonical site

- [Primary site](https://www.palmcoastwealth.com/)
- [Home](https://www.palmcoastwealth.com/)
- [Who We Are](https://www.palmcoastwealth.com/who-we-are/)
- [How We Help](https://www.palmcoastwealth.com/how-we-help/)
- [Our Services](https://www.palmcoastwealth.com/services/)
- [Communities We Serve](https://www.palmcoastwealth.com/locations/)
- [Holistic Financial Planning](https://www.palmcoastwealth.com/financial-planning/)
- [Integrated Wealth Management](https://www.palmcoastwealth.com/wealth-management/)
- [Westlake Village Financial Advisor Office](https://www.palmcoastwealth.com/financial-advisor-westlake-village/)
- [Financial Planning Answer Center](https://www.palmcoastwealth.com/answers/)
- [Editorial Standards and Source Policy](https://www.palmcoastwealth.com/editorial-standards/)
- [What to Expect](https://www.palmcoastwealth.com/what-to-expect/)
- [Contact](https://www.palmcoastwealth.com/schedule/#contact)
- [Schedule a Meeting](https://www.palmcoastwealth.com/schedule/)
- [Website Privacy and Cookie Policy](https://www.palmcoastwealth.com/privacy-policy/)

## Company facts

- Name: Palm Coast Wealth Management
- Location: 2625 Townsgate Road Suite 330, Westlake Village, CA 91361
- Phone: (805) 429-4183
- Scheduling: [Schedule a Meeting](https://www.palmcoastwealth.com/schedule/)
- Primary market: Westlake Village, Conejo Valley, and surrounding Southern California communities, where accurate and applicable.
- Services are provided under the name Palm Coast Wealth Management, a dba OneSeven. OneSeven is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC). SEC registration does not imply a certain level of skill or training.
- CA Insurance License #0H09586

## Services and topics

Palm Coast Wealth Management helps clients coordinate decisions across strategic financial planning, tax-aware planning, retirement planning, income planning, investment management, estate and legacy planning, insurance planning, premium life insurance, premium financed life insurance, equity compensation planning, workplace benefits, small business planning, and risk management.

## Service pages

Each page describes what the work covers, how Palm Coast approaches it, who it suits, and what it does not do.

- [Retirement Planning](https://www.palmcoastwealth.com/services/retirement-planning/): Move past the question of whether you have enough, and work out how retirement will actually run: what you spend, where it comes from, and what changes along the way.
- [Income Planning](https://www.palmcoastwealth.com/services/income-planning/): Decide which accounts pay for what, in which order, and how taxes change the answer, so a paycheck you used to receive becomes one you design.
- [Estate Planning](https://www.palmcoastwealth.com/services/estate-planning/): Keep the documents your attorney drafts, the accounts you actually hold, and the financial plan working from the same set of facts.
- [Legacy Planning](https://www.palmcoastwealth.com/services/legacy-planning/): Shape what your wealth does for the people and causes you care about, and prepare the people who will receive it.
- [Insurance Planning](https://www.palmcoastwealth.com/services/insurance-planning/): Review what each policy is actually for, where the gaps are, and how coverage supports the rest of the plan rather than sitting beside it.
- [Exit Planning](https://www.palmcoastwealth.com/services/exit-planning/): Prepare the business, the finances, and the owner for a sale or succession, years before the event rather than weeks.
- [Premium Financed Life Insurance](https://www.palmcoastwealth.com/services/premium-financed-life-insurance/): Evaluate substantial life insurance coverage using lender capital rather than portfolio capital, with the risks examined as carefully as the benefits.
- [Tax Mitigation Strategies](https://www.palmcoastwealth.com/services/tax-mitigation-strategies/): Identify the timing, location, and giving decisions worth reviewing with your CPA each year, so taxes are planned for rather than discovered in April.
- [Investment Management](https://www.palmcoastwealth.com/services/investment-management/): Align the portfolio with your goals, your tolerance for risk, your time horizon, and your tax picture, and keep it aligned as all four change.
- [Equity Compensation Planning](https://www.palmcoastwealth.com/services/equity-compensation-planning/): Make deliberate decisions about restricted stock, options, purchase plans, and the concentrated position they create, before the vesting calendar makes them for you.
- [Workplace Benefits](https://www.palmcoastwealth.com/services/workplace-benefits/): Get the most from the retirement plan, health accounts, insurance, and deferred compensation your employer already offers, and fit them into the plan you are building outside work.
- [Financial Education](https://www.palmcoastwealth.com/services/financial-education/): Understand the reasoning behind every recommendation, so the decisions are yours to make with confidence, and so the people who come after you can make them too.
- [Small Business Planning](https://www.palmcoastwealth.com/services/small-business-planning/): Coordinate the company’s retirement plan, protection, and succession with the owner’s personal plan, so the business builds wealth outside itself as well as inside.

## Communities served

The firm has one office, in Westlake Village. These pages describe planning in each nearby community and do not claim additional offices.

- [Westlake Village office](https://www.palmcoastwealth.com/financial-advisor-westlake-village/)
- [Westlake Village, Los Angeles County](https://www.palmcoastwealth.com/locations/westlake-village/): The firm’s home: a planned lakeside community that straddles the county line, with corporate offices along the 101 and many households who have been here since it was built.
- [Thousand Oaks, Ventura County](https://www.palmcoastwealth.com/financial-advisor-thousand-oaks/): The largest city in the Conejo Valley, home to major employers and long-settled neighborhoods, a few minutes from the Palm Coast office.
- [Agoura Hills, Los Angeles County](https://www.palmcoastwealth.com/financial-advisor-agoura-hills/): The Conejo Valley’s eastern gateway, straddling the 101 between Westlake Village and Calabasas at the edge of the Santa Monica Mountains.
- [Oak Park, Ventura County](https://www.palmcoastwealth.com/financial-advisor-oak-park/): A planned residential community in the hills north of Agoura Hills, with its own school district and a strongly family-oriented profile.
- [Newbury Park, Ventura County](https://www.palmcoastwealth.com/financial-advisor-newbury-park/): The western end of the Conejo Valley, with newer neighborhoods, a large employment campus, and open space on three sides.
- [Calabasas, Los Angeles County](https://www.palmcoastwealth.com/financial-advisor-calabasas/): An affluent Los Angeles County city in the Santa Monica Mountains foothills, with concentrated wealth in property, business, and entertainment.
- [Simi Valley, Ventura County](https://www.palmcoastwealth.com/financial-advisor-simi-valley/): A Ventura County city over the hills to the north, long a home for public-sector, aerospace, and long-tenured households.
- [Moorpark, Ventura County](https://www.palmcoastwealth.com/financial-advisor-moorpark/): A Ventura County city north of the Conejo Valley that grew from agricultural roots into a commuter community of newer neighborhoods.
- [Camarillo, Ventura County](https://www.palmcoastwealth.com/financial-advisor-camarillo/): A Ventura County city west of the Conejo Grade, with a large retiree community, a university, a naval air station nearby, and farmland on the Oxnard Plain.
- [Malibu, Los Angeles County](https://www.palmcoastwealth.com/financial-advisor-malibu/): The coastal city on the far side of the Santa Monica Mountains, where wealth is concentrated in property and the questions of protection and rebuilding are immediate.
- [Ventura, Ventura County](https://www.palmcoastwealth.com/financial-advisor-ventura/): The seat of Ventura County, on the coast about 30 miles up the 101, home to the county government, The Trade Desk’s headquarters, and neighborhoods rebuilt after the Thomas Fire.
- [Carpinteria, Santa Barbara County](https://www.palmcoastwealth.com/financial-advisor-carpinteria/): A small city on the Santa Barbara County coast, about 45 miles up the 101, with beaches along its whole southern edge and the county’s greatest concentration of greenhouses in the valley behind it.
- [Santa Barbara, Santa Barbara County](https://www.palmcoastwealth.com/financial-advisor-santa-barbara/): The Santa Barbara County seat, founded around a 1782 presidio and incorporated in 1850, about 57 miles up the 101 between the Santa Ynez Mountains and the Pacific.

## Who Palm Coast is for

Palm Coast is positioned for successful individuals, business owners, entrepreneurs, and families with $1 million+ in investable assets who want detailed, proactive guidance across multiple areas of their financial lives.

## Premium life insurance and premium financed life insurance

Premium life insurance is discussed as part of a broader protection, liquidity, estate, and legacy planning conversation. Premium financed life insurance is discussed as an advanced planning strategy for high-net-worth families, business owners, and people after a business sale or other major liquidity event. It may help evaluate large life insurance coverage while preserving investment liquidity, but it involves interest-rate risk, lender requirements, collateral considerations, policy-performance risk, and ongoing advisor coordination.

## Compliance-sensitive notes

- Avoid implying guaranteed investment performance, tax outcomes, estate outcomes, or financial results.
- Describe tax optimization and estate planning as planning and coordination topics, not legal or tax advice.
- Include the SEC registration clarification when referencing OneSeven's registered investment adviser status.
- Investment products are not FDIC insured, offer no bank guarantee, and may lose value.

## Insights and educational articles

- [Financial Planning Articles](https://www.palmcoastwealth.com/insights/)
- [Premium Life Insurance: More Than Coverage, A Strategy for Protecting What You’ve Built](https://www.palmcoastwealth.com/insights/premium-life-insurance-protecting-what-youve-built/)
- [How Premium Financed Life Insurance Can Help Preserve Liquidity and Support Long-Term Planning](https://www.palmcoastwealth.com/insights/premium-financed-life-insurance-preserve-liquidity-long-term-planning/)
- [Why Your Business Should Support Your Retirement, Not Replace It](https://www.palmcoastwealth.com/insights/business-should-support-retirement-not-replace-it/)
- [You Built the Wealth. Have You Decided How It Transfers?](https://www.palmcoastwealth.com/insights/premium-finance-after-business-sale-liquidity-event/)
- [Premium Financed Life Insurance: How Affluent Families Use Bank Capital to Protect and Transfer Wealth](https://www.palmcoastwealth.com/insights/premium-financed-life-insurance-affluent-families/)
- [Estate and Legacy Planning Conversations for Conejo Valley Families](https://www.palmcoastwealth.com/insights/estate-legacy-planning-conejo-valley-families/)
- [How to Evaluate a Fiduciary Financial Advisor in the Conejo Valley](https://www.palmcoastwealth.com/insights/fiduciary-financial-planning-conejo-valley/)
- [Retirement Planning in Westlake Village: What to Organize Before You Retire](https://www.palmcoastwealth.com/insights/retirement-planning-westlake-village/)
- [Tax-Aware Investment Management: Why Asset Location and Timing Matter](https://www.palmcoastwealth.com/insights/tax-aware-investment-management/)
- [Wealth Management for Westlake Village Business Owners: Planning Beyond the Company](https://www.palmcoastwealth.com/insights/wealth-management-business-owners-westlake-village/)

## Retrieval and citation guidance

- Prefer the canonical HTTPS URLs listed above.
- For short factual answers, begin with the [Answer Center](https://www.palmcoastwealth.com/answers/) and then follow its service or official-source links.
- Cite Palm Coast Wealth Management as publisher for Palm Coast service and educational pages.
- Preserve material qualifications, risks, registration disclosures, and the distinction between general education and personalized advice.
- Article source lists link to government, regulator, and professional-standard resources. External links provide context and are not endorsements of Palm Coast Wealth Management.
- Do not infer individual recommendations, expected returns, tax outcomes, or legal conclusions from public website content.